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Privacy Policy

This privacy policy explains how Saffron Advisory Pte Ltd ("we" or "us") collects, uses, and protects personal data when you interact with us through our website (www.saffronadvisory.org) or other communication channels. It is designed to comply with Singapore’s Personal Data Protection Act (PDPA) and incorporates key principles of global data protection regulations for our international users.

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What Data Do We Collect?

We collect and process personal data that you provide directly to us, as well as limited data to improve our website and services. This includes:

  • Profile Data: Name, email address, and any information you voluntarily provide in your correspondence with us.

  • Marketing and Communications Data: Preferences for receiving communications and marketing materials from us.

  • Cookies and Technical Data: Information collected through cookies or similar technologies when you visit our website, such as your IP address, browser type, and usage data.

 

How Do We Use Your Data?

We process your data in accordance with Singapore’s PDPA and incorporate international best practices. The purposes include:

  • Responding to your enquiries and providing requested services.

  • Sending marketing communications, where you have opted in or where it is in our legitimate interest to do so.

  • Personalising your website experience and improving our services through data analytics.

  • Complying with legal obligations or responding to government or regulatory requests.

 

Legal Basis for Processing (Global Standards)

We process personal data based on the following principles:

  • Consent: Where you have provided explicit consent (e.g., for receiving marketing communications).

  • Performance of a Contract: To fulfil our obligations to you.

  • Legitimate Interests: To improve our services, respond to enquiries, and conduct business operations.

  • Compliance with Legal Obligations: To meet regulatory or legal requirements.

 

Sharing Your Data

We may share your personal data with:

  • Service Providers: Third-party providers supporting our website and marketing operations (e.g., hosting, analytics, or email distribution).

  • Partners: Affiliates or marketing partners delivering relevant content or services.

  • Legal and Regulatory Authorities: When required by Singapore law or applicable international regulations.

 

Cross-Border Data Transfers

As a Singapore-based company operating globally, your personal data may be transferred to and processed in countries outside Singapore. We implement safeguards, such as contractual clauses or equivalent measures, to ensure your data remains protected in line with applicable global regulations, including the GDPR and Japan’s APPI.

 

Data Security

We take reasonable measures to protect your personal data from unauthorised access, use, or disclosure. These measures include secure servers, encryption protocols, and restricted access controls.

 

Your Rights

Under Singapore law and applicable international regulations, you have the following rights:

  • Access: Request a copy of your personal data.

  • Rectification: Request corrections to inaccurate or incomplete data.

  • Erasure: Request the deletion of your data (right to be forgotten).

  • Restriction: Request restricted processing of your data in certain circumstances.

  • Objection: Object to processing for direct marketing or legitimate interests.

  • Portability: Receive your personal data in a structured, machine-readable format and transfer it to another controller.

 

To exercise your rights, contact us at contact@saffronadvisory.org.

 

Cookies and Tracking Technologies

We use cookies on our website to enhance your browsing experience. Non-essential cookies (e.g., for analytics or marketing) are used only with your explicit consent. You can manage your cookie preferences through the settings provided when you visit our website.

 

Data Retention

We retain personal data only as long as necessary to fulfil the purposes outlined above or as required by Singapore law. You can update your marketing preferences or request the deletion of your data at any time.

 

Updates to this Policy

We may update this privacy policy periodically to reflect changes in our practices or legal requirements. The latest version will always be available on our website. We encourage you to review this policy regularly.

 

Contact Us

If you have any questions about this policy or how we process your personal data, please contact us at:

Email: contact@saffronadvisory.org
Website: www.saffronadvisory.org

Terms of Use

1. Who Are We?

We are Saffron Advisory Pte Ltd, located at 180 Robinson Road, #14-04, Singapore Business Federation Center (SBF CENTER), Singapore (068914) (“Saffron,” “we,” or “us”).

 

2. Application of Terms

These terms and conditions (“Terms of Use”) govern your access to and use of our website (www.saffronadvisory.org) (“the Website”).

 

3. Acceptance of Terms

By accessing or using the Website, you agree to comply with these Terms of Use. If you do not agree to these terms, you must not use the Website.

 

4. Age Requirement

The Website is intended for use by individuals aged 18 and above. If you are under 18, you may only use the Website under the supervision of a parent or guardian.

 

5. Additional Terms

By using the Website, you agree to the following additional terms, which form part of these Terms of Use:

  • Privacy Policy: This outlines how we process your personal data and your rights regarding such data.

  • Cookie Policy: This explains how cookies are used on the Website.

  • Third-Party Services: We may provide links or tools to third-party services. Your interaction with such services is subject to their terms and conditions. We bear no responsibility for your use of third-party services.

 

6. Changes to Terms of Use

We reserve the right to amend these Terms of Use at any time. Your continued use of the Website constitutes acceptance of the updated terms. Please review the Terms of Use periodically.

 

7. Suspension or Withdrawal of Website

We do not guarantee the uninterrupted availability of the Website. We reserve the right to suspend, withdraw, or restrict access to all or part of the Website for operational reasons. Reasonable notice will be provided where possible.

 

8. Use of Material on Our Website

We own or license all intellectual property on the Website. By accessing the Website, you agree to the following terms:

  • You may display or print materials for personal, non-commercial use only.

  • You must not alter, reproduce, distribute, or republish materials without prior written consent.

  • Fair use exceptions, such as for educational purposes, require proper attribution to us as the source.

  • If you breach these terms, your right to use the Website will terminate immediately, and we reserve the right to take appropriate action to protect our intellectual property rights.

 

9. Non-Reliance on Information

The content on the Website is provided for general information purposes only and does not constitute professional advice. We disclaim all liability for reliance on such content.

 

10. Third-Party Links

The Website may include links to third-party websites or services. We are not responsible for the content or functionality of these third-party sites and disclaim any liability arising from your use of them.

 

11. Virus Protection and Misuse

We do not guarantee that the Website will be secure or free from bugs or viruses.

  • You are responsible for using suitable virus protection software.

  • You must not misuse the Website by introducing malicious code, attempting unauthorised access, or engaging in attacks (e.g., denial-of-service).

Breach of this provision may be reported to law enforcement in accordance with Singapore law.

 

12. Rules about Linking to Our Website

You may link to our homepage provided:

  • The link is fair, legal, and does not damage our reputation.

  • You do not imply endorsement or association without written consent.

We reserve the right to withdraw linking permission at any time.

 

13. Disclaimer

Your use of the Website is at your own risk. To the fullest extent permitted by law, we disclaim all warranties, express or implied, and are not liable for any losses arising from your use of the Website.

 

14. General

These Terms of Use are governed by the laws of Singapore. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the Singapore courts.

 

If any provision is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

 

15. Contact Us

For questions or concerns about these Terms of Use, please contact us at contact@saffronadvisory.org.

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